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Often competitive for clean records and multi-car households. See current trends in SC price research.

Violations, at-fault accidents, vehicle type, credit-based scores, and garaging address drive most price changes.

Raise deductibles, bundle home or renters, compare multiple carriers. Quick tips: instant quotes.

Sometimes… but vehicle, violations, and credit often have a bigger impact.

Yes—Progressive Snapshot, Allstate Drivewise, Nationwide SmartRide, etc. Safe driving may lower premiums.

Good-student, distant-student, and some military discounts may apply—varies by carrier.

Typical minimums are 25/50/25 liability with required UM at minimum limits. We’ll show costs to step up coverage. Learn more: SC liability basics.

Full coverage adds comprehensive and collision; liability only covers others you injure. Primer: full coverage guide. For broader context, see Florida Liability Insurance.

UM is required in SC; UIM is optional but recommended to match liability limits. Details: liability basics.

Comprehensive = non-crash events (theft, hail, deer). Collision = impact with vehicles/objects. See: comp vs collision.

Usually yes; some policies have a separate glass deductible.

Medical payments coverage is optional. We’ll price with and without so you compare.

License reinstatements after certain violations typically require it. We file with SCDMV. Guide: SR-22 in SC.

Yes—keeps you legal without owning a car. See non-owner info.

Often about three years… the court/DMV requirement controls the term.

Yes—just avoid lapses. We coordinate the filing on the new policy.

Rates rise… we quote multiple companies to find a workable option.

File with us or with your carrier; we help with estimates and rentals. Timing tips: instant quotes.

It can—usually less than an at-fault collision claim. Frequency matters more than a single event.

$250–$1,000 for comp/collision; many choose $500–$1,000 to lower premium.

Same day in most cases—digital proof after bind.

Paid-in-full, monthly with EFT or card; paperless and EFT can add savings.

Often lowers the total spend. We compare quotes so you can see real value.

Auto + renters can unlock multi-policy savings—quick and affordable for many tenants.

Yes—cycle/boat/RV policies available; bundling helps. Harley, Yamaha, Ducati riders welcome.

Often yes—pair a basic auto policy with renters or home for better total value.

Start with our full coverage guide and Insurance FAQs.

It can—garaging affects price. We re-rate and re-shop carriers when you move.

Yes. We quote the change, apply good-student/driver-ed/telematics where available.

Sometimes—underwriting rules apply. We’ll explain pros and cons first.

After bind and proof on the new policy, we help you submit a written cancellation to the old carrier.

Yes—send make, model, mileage, parking, and loan/lease status… we text back options.